Coverage

Health insurance coverage gives Americans and their health providers protection against the financial risk associated with the costs of health care and can help improve well-being. [11] Today, however, many Americans do not have health insurance coverage for a year or more and even more experience gaps in their coverage at some point during a single year. Uninsured and inconsistently insured people are less likely to receive needed medical care. This dashboard tracks the level, source, and continuity of health insurance coverage and of the financial protection provided by that coverage.  The national summary data for the measures that comprise this dashboard are presented below.

Percentage of the U.S. Nonelderly Population (0-64) with Health Insurance Coverage

This measure reports the percent of the nonelderly population (Americans age 0 to 64) that has health insurance coverage.

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Percentage of U.S. Nonelderly Population (0-64) with Gaps in Health Insurance Coverage

This measure reports the percentage of the nonelderly population (Americans aged 0 to 64) who experience a gap in health insurance coverage during a year.

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Percentage of Employers Offering Health Insurance to Employees and Early Retirees

This measure reports the percentage of employers that offer health insurance coverage to employees and retirees. Employer-sponsored coverage is the primary source of health insurance for Americans.

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Percentage of Families with High Out-of-Pocket Medical Expenses for Care

This measure reports the percentage of all Americans with high medical expenses for care that are paid 'out-of-pocket', generally because they are not covered by health insurance coverage. High out-of-pocket cost is defined as exceeding a threshold percentage of income (i.e. 10%, 15%, 20% of income).

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Percentage of Medicare Beneficiaries with High Out-of-Pocket Prescription Drug Expenses

This measure reports the percentage of Medicare beneficiaries with high medical expenses for prescription drugs that are not covered by their health insurance coverage.  High out-of-pocket cost is defined as exceeding a threshold percentage of income (i.e. 10%, 15%, and 20% of income).

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