This measure reports the percentage of all Americans with high medical expenses for care that are paid 'out-of-pocket', generally because they are not covered by health insurance coverage. High out-of-pocket cost is defined as exceeding a threshold percentage of income (i.e. 10%, 15%, 20% of income).
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Percentage of Families with High Out-of-Pocket Medical Expenses for Care
Percentage of population of American families with out-of-pocket medical costs,excluding premium payments, that are not covered by government or third party exceeding particular threshold of reported income. These out-of-pocket costs are defined as payments made by self or family for all health care for the family. The ratio is calculated at the family-level. The numerator is families with out-of-pocket health care expenses above a given threshold. The denominator is family-level total income. The result is then allocated to one of the following categories: Exceeding 10% of Income; Exceeding 15% of Income; Exceeding 20% of Income.
Inclusion Criteria: This measure includes people in the civilian non-institutional population.
Exclusion Criteria: Excluded from this measure are people in the military and those living in institutions.
This measure is calculated by AHRQ from the MEPS.